How much does it cost to live in Australia in 2025?

Planning an exchange in Australia is a transformative decision, but it requires detailed financial organization. As one of the most sought after destinations by Brazilians, Australia offers unique study and work opportunities combined with exceptional quality of life. If you dream of study and work in Australia, it is essential to know all the costs involved in order to plan properly.

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Overview of monthly costs

The cost of living for international students in Australia is considered high when compared to other popular destinations. In 2025, it is estimated that a student will need AUD 2,000 to AUD 3,000 per month to cover all basic expenses. This amount may vary significantly depending on the city chosen and the lifestyle adopted.

The Australian housing market remains competitive, with Sydney and Melbourne leading the way in housing costs. However, cities like Brisbane, Adelaide, and Gold Coast offer more affordable alternatives without compromising the quality of the experience. This allows students with different budgets to find options suited to their financial needs.

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Main monthly expenses

The monthly expenses are distributed across several categories essential to your life in Australia. Learn about the main costs you will have:

• Accommodation: The highest monthly expense, ranging from AUD 800-2,800 depending on the city and type of housing
• Food: Between AUD 300-600 for grocery shopping or AUD 15-20 per meal at budget restaurants
• Transportation: Monthly bus/train pass between AUD 140-160, depending on the city
• Basic accounts: Electricity, water and internet cost approximately AUD 150-250 per month
• Leisure: Recreational activities and entertainment between AUD 150-400 monthly
• Health insurance: The OSHC (Overseas Student Health Cover) is mandatory and costs between AUD 600-1,500 per year

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I work while studying

Australia offers excellent conditions for students who wish to work during their study period. With the highest minimum wage in the world, set at AUD 24.10 per hour in 2025, students can cover a significant part of their costs while acquiring valuable professional experience.

Australian law allows international students to work up to 20 hours a week during term time and full time during school holidays. This means a potential income of approximately AUD 1,928 per month during the semester, which can double during vacation periods. This flexibility makes Australia an attractive destination for those seeking Learn a language abroad while developing professional skills.

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Comparison between Australian cities

Each Australian city has distinct characteristics that directly impact the monthly budget. Learn about the main differences:

1. Sydney: The most expensive city in the country, with rents between AUD 2,000-2,800 in the center and living costs 15-20% higher than the national average. It offers a greater number of professional opportunities and renowned educational institutions.
2. Melbourne: Second most expensive city, with rents between AUD 1,800-2,500 in the center, offset by excellent public transportation infrastructure and several free or affordable cultural options.
3. Brisbane: Cheaper alternative, with rents around 30% cheaper than Sydney (AUD 1,500-2,200) and pleasant tropical climate all year round, ideal for those who prefer milder temperatures.
4. Adelaide and Perth: They offer the best value for money, with rents starting at AUD 1,300 and a cost of living approximately 25% lower than Sydney, while maintaining excellent teaching quality and infrastructure.

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Initial installation costs

Financial planning for your move must include important initial expenses that occur before and shortly after your arrival in Australia:

• Airfare: Between AUD 1,500-2,500 (Brazil-Australia)
• Student visa: Approximately AUD 650 (Subclass 500)
• Rent deposit: Generally equivalent to 4-6 weeks of rent
• Basic furniture: AUD 500-1,500 (if the accommodation is not furnished)
• Initial travel insurance: AUD 300-500 (until OSHC is activated)
• Emergency fund: Recommended AUD 2,000-3,000

It's important to note that the Australian government requires financial proof of AUD 29,710 per year for the issuance of a student visa, ensuring that you have sufficient resources to maintain it during your studies.

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Practical tips for saving

Living in Australia can be more affordable with some smart strategies that maximize your budget:

• Shared housing: Share a house or apartment with other students to reduce rent by up to 50%
• Cook at home: Prepare your own meals and save AUD 400-600 monthly
• Alternative transport: Bike or walk for short trips; many Australian cities are bike-friendly
• Take advantage of student discounts: Your international card gives you access to discounts on transportation, entertainment, and services
• Smart shopping: Supermarkets like Aldi and local markets offer cheaper products than large chains
• I work on campus: Jobs at universities generally pay better and have more flexible hours

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Australian Visa Requirements

For a smooth stay, prepare in advance by gathering the necessary documentation:

• Passport valid for the entire period of study
• Acceptance letter from the educational institution (CoE)
• Financial proof for living costs (AUD 29,710/year)
• OSHC health insurance for the entire course period
• Proof of English proficiency (IELTS, TOEFL, etc.)
• Academic record translated into English
• Statement of Purpose (GTE Statement)

Keeping all documentation organized and up to date will facilitate both your adaptation process and possible visa renewals, should you decide to extend your stay in Australia.

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Compulsory health insurance

The Australian healthcare system requires all international students to sign up for the OSHC (Overseas Student Health Cover) before arriving in the country. This insurance is mandatory and covers:

• Medical appointments and some specialized treatments
• Hospital and outpatient emergencies
• Basic diagnostic tests
• Drugs subsidized by the PBS (Pharmaceutical Benefits Scheme)
• Mental health care

The annual cost ranges from AUD 600-1,500 depending on the insurance company and level of coverage. This investment guarantees access to one of the best healthcare systems in the world, providing peace of mind during your stay in Australia.

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Be Easy

Be Easy is committed to making your dream of studying in Australia a reality. We offer complete support from financial planning to adaptation in the country. Our experienced team assists with the search for affordable housing, guidance on local costs, and tips for optimizing your budget. Contact us and discover how to carry out your exchange in Australia in a planned and safe manner.

Want to learn more about studying in Australia? Click here and talk to one of our expert advisors. We're ready to help you plan your international experience!

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