How much does it cost to live in Germany in 2025?
Have you calculated how much you need to live in Germany while studying? Many students underestimate or overestimate the actual costs, creating unrealistic expectations that can compromise the entire experience. The truth is that Germany offers one of the best cost-benefit ratios in Europe for international students, but only when you know the real numbers and know where to invest your money.
Why Germany is a smart choice for 2025
The country stands out as one of the most attractive destinations for international students, offering advantages that go far beyond high-quality education. With a Minimum wage of €12.82 per hour In 2025 and with more than 2 million vacancies available in the labor market, Germany presents real opportunities for professional growth.
For those who consider Study and Work in Germany, it is important to know that students can work up to 20 hours a week during the course and have a full work permit during the holidays. This allows not only to cover part of the expenses, but also to acquire valuable international professional experience.
Average cost of living in Germany
Monthly budget for international students
The cost of living in Germany varies significantly depending on the city chosen and lifestyle. International students need to prove €11.904 annually (€992 monthly) for the visa through the blocked account, but actual expenses may vary between €850 and €1,200 per month.
Typical distribution of monthly expenses:
- Housing: €300-800 (35-45% of the budget)
- Food: €150-250 (15-20% of the budget)
- Transportation: €30-100 (5-8% of the budget)
- Health insurance: €110-140 (10-12% of the budget)
- Personal expenses: €100-200 (10-15% of the budget)
Comparison between German cities
Housing: Your Biggest Monthly Expense
Accommodation options and costs
Housing represents the largest share of the student budget in Germany. The options vary significantly in price and cultural experience:
Student housing (Studentenwohnheim):
- Cost: €200-400 per month
- Include: Basic furniture and utilities
- Advantages: International environment and reduced costs
- Disadvantage: Long waiting list
Shared apartments (WG - Wohngemeinschaft):
- Cost: €300-500 per person
- Most popular among German and international students
- Good opportunity to practice the language
- Shared Responsibilities
Private rentals:
- Cost: €500-1,500 per month
- Greater privacy and independence
- Proof of income required
- Additional furniture and utility costs
Tips for saving on housing
Choosing smaller cities or outlying neighborhoods can significantly reduce housing costs. Leipzig and Dresden, for example, offer excellent quality of life with costs up to 40% lower than Munich or Frankfurt.
Food: cook and save
Food expenses
Cooking at home is one of the most effective ways to control spending in Germany. The average cost of food varies between €150-250 per month for those who prepare their own meals.
Typical costs at the supermarket:
- Milk (1L): €0.80-1.20
- Wholemeal bread: €1.50-2.50
- Rice (1 kg): €1.50-2.00
- Chicken (1 kg): €6.00-8.00
- Fruits and vegetables: €2.00-4.00/kg
Meals out:
- University tuition: €3.00-5.00
- Fast food: €8.00-12.00
- Casual restaurant: €15.00-25.00
Transportation: accessible and efficient
The German public transport system is renowned for its efficiency and accessibility. Many universities include the transportation pass in their semester fees, offering unlimited access to local transportation.
Transportation costs:
- Urban monthly pass: €30-100
- Student semester pass: €150-300
- Used bike: €50-150
- Single ticket: €2.50-3.50
For those considering the program of University abroad, it is important to know that the Deutschland-Ticket, for €49 per month, offers unlimited access to public transport throughout Germany.
Health insurance: mandatory and essential
Health insurance is mandatory for all students in Germany, representing a fixed monthly cost of approximately €110-140. Students up to 30 years old can opt for public student insurance, which offers full coverage.
Coverage includes:
- Medical appointments
- Prescribed medications
- Emergencies
- Specialized treatments
- Hospitalization
Job opportunities for students
Germany offers excellent opportunities for students to gain experience and income while studying. With the current minimum wage, working 20 hours a week can generate up to €1,025 monthly, covering a large part of living costs.
Sectors with high demand:
- Information Technology
- engineering
- Cheers
- Academic research
- International customer service
Smart financial planning
Strategies to reduce costs
- Choose smaller cities with quality universities
- Share housing with other students
- Cook at home and use seasonal products
- Take advantage of student discounts In transportation and culture
- Work part-time to supplement the income
Practical savings tips
- Use discount apps like Too Good To Go for food
- Buy clothes at thrift stores (Second-Hand)
- Take advantage of free cultural events
- Use public libraries to study
- Compare prices at different supermarkets
Comparison: Germany vs Brazil
Although absolute values are higher in Germany, purchasing power and opportunities pay off significantly. The German minimum wage (€1,518 per month) is considerably higher than the Brazilian minimum wage, providing a better quality of life.
Financial advantages in Germany:
- Efficient public transport
- Comprehensive health system
- Job opportunities for students
- International career prospects
Germany remains one of the most attractive destinations for international students, offering excellent value for money when considering quality of life, professional opportunities, and cultural experience. With proper planning and smart savings strategies, it is possible to live comfortably within the student budget.
Be Easy
Na Be Easy, we transform your dream of studying in Germany into a planned and safe experience. Our specialized team offers complete support, from financial planning to adaptation in the country, ensuring that you make the most of your academic and professional journey. Contact us today and discover how we can help you carry out your exchange in Germany with peace of mind and confidence!
